california – Secure Term Insurance

Open Enrollment for Health Insurance has Started!

Administrator — Thu, 05 Nov 2015 02:07:45 +0000

Open enrollment for health insurance is underway! There are many things to consider when searching for a health plan including deductibles, out of pocket maximums, doctor networks, pricing, potential subsidies, etc. If you are a California resident in need of a health plan feel free to contact us at Secureterminsurance.com. We will help you secure a plan for 2016!

The post Open Enrollment for Health Insurance has Started! appeared first on Secure Term Insurance.

Open Enrollment for Health Insurance Begins November 1st, 2015

Administrator — Mon, 28 Sep 2015 22:05:43 +0000

Open enrollment for health insurance begins November 1st, 2015. Open enrollment is scheduled to close on January 31st, 2016. If you do not have health insurance, make sure to apply for it during the open enrollment period. Aside from the fact it is important to insure your health, there are now even more incentives to apply. First of all, there is a tax penalty for not having health insurance. Also, there is no longer medical underwriting, so you can choose whatever plan you want without being denied for health reasons. If you are sick or need a surgery this year then you should opt for the very best plan that you can afford as it can help pay for a lot of your health costs. Keep in mind that it is important to choose a plan with a substantial network of doctors. For quotes and assistance with applying for 2016 plans in California visit Secureterminsurance.com today!

The post Open Enrollment for Health Insurance Begins November 1st, 2015 appeared first on Secure Term Insurance.

Getting Health Insurance in California

Administrator — Thu, 24 Sep 2015 20:03:40 +0000

According to Healthcare.Gov, In 2016 the fee for not having health insurance is the higher of these two amounts:

2.5% of your yearly household income
$695 per person ($347.50 per child under 18)

However, this penalty should not concern you because getting health insurance should be your top priority. Health Insurance is one of the most important things a person can have. After all, your health is your most important asset.

There are no longer underwriting requirements to obtain health insurance so there is no excuse not to get it.

Open enrollment for Health Insurance starts November 1, 2015. This is the first day you can enroll in a 2016 plan and the coverage will start January 1, 2016. January 31, 2016 is the date that open enrollment ends, so don’t wait. If you miss open enrollment you must have a qualifying event in order to apply for a plan, otherwise you will have to wait until the next open enrollment period.

When shopping for a health insurance plan there are many factors to be aware of. It is important that your plan has an adequate network of doctors that accept the plan. Other things to consider are the drug prescription benefits, deductibles, the number of doctor visits covered, out of pocket maximums, government subsidies, and of course your budget. At Secure Term Insurance we will help you find the plan that is right for you.

The post Getting Health Insurance in California appeared first on Secure Term Insurance.

The Future of Insurance

Administrator — Wed, 23 Sep 2015 22:54:56 +0000

With the proliferation of the internet, insurance is now even more visible to the consumer than ever before. The problem is that when running an internet search for insurance, there is a glut of information, which causes many people to be overwhelmed. Even insurance websites from well known carriers often lack simplicity. Many sites that provide quotes require too many forms to be filled out to the point that it becomes intrusive.

Secure Term Insurance is a better alternative, as it provides a simple and secure way to shop insurance online with fewer forms to fill out when getting a quote and more personalized service.

The post The Future of Insurance appeared first on Secure Term Insurance.